CLTA Files New Endorsement Form

The CLTA, in its capacity as an advisory organization pursuant to Section 12402 – 12402.2 of the Insurance Code, has made this form filing on behalf of its member companies. The following forms hold an effective date of January 22, 2026.

• New Form - CLTA 154 | Patent

This endorsement covers loss or damage from the enforced removal or alteration of improvements due to rights reserved or granted in a Patent (original U.S. land grant). It includes standard exclusions, an optional carveout for excluded patent rights, and is compatible with both owner's and lender's policies.

Key defined terms include "Improvements" (structures, paved areas, walkways, parking areas, driveways, and curbs — excluding crops, landscaping, and trees) and "Patent" (the original U.S. government land grant referenced in Schedule A or Schedule B), removing the need for additional manual entries.

The new endorsement is now available in the online portal and accessible with an active subscription to CLTA’s P&E Forms publication. Questions about publication access or content can be directed to Heather Starkey at [email protected]. Questions about your subscription or invoicing can be directed to Cynthia Groom at [email protected].