Fannie Mae Updates RON Requirements in Servicing Guide

In coordination with Selling Guide Announcement SEL-2026-05, Fannie Mae updated its Servicing Guide to revise certain requirements related to loans closed using remote online notarization (RON).

 It removed the requirement for sellers and servicers to maintain, or cause to be retained, the video recording of the remote notarial ceremony for loans closed using RON. Servicers must retain the RON audit trail as part of the electronic loan file delivered to Fannie Mae and transfer it to any subsequent servicer, consistent with existing electronic records and attribution requirements. These changes were effective immediately and apply to loans closed using RON on or after May 6, 2026. These changes relate only to Fanne Mae selling guidelines and do not affect RON requirements in California law.