Mortgage Rates Rising

​Last Thursday Freddie Mac released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.76%. The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. 

For more information, view Freddie Mac’s Frequently Asked Questions.
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“The 30-year fixed-rate mortgage averaged 6.76% this week,” said Sam Khater, Freddie Mac's Chief Economist. “Aspiring buyers should remember shopping around for the best mortgage rate and getting multiple quotes can potentially save them thousands.”

Rates:

• The 30-year FRM averaged 6.76% as of September 10, 2026, up from the prior week when it averaged 6.71%. A year ago at this time, the 30-year FRM averaged 6.35%.
  
  
• The 15-year FRM averaged 6.09%, up from the prior week when it averaged 6.04%. A year ago at this time, the 15-year FRM averaged 5.50%.