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News & Press: Industry News

Free Credit Report Freeze

Tuesday, October 16, 2018  
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In the wake of the last year’s Equifax mega-breach of nearly 148 million personal records, Congress passed a law that requires the credit bureaus to offer this important fraud protection free of charge. Now, a person can freeze and thaw and refreeze their account without cost.

Credit bureau links:

The new law also requires a quick response to freeze requests:

  • Ask for a freeze online or by phone and the credit reporting agency must put the freeze in place no later than the next business day.
  • If you want to lift the freeze, that has to happen within an hour.

 


California Land Title Association


1215 K Street #1816 Sacramento, CA 95814-3905
Email: mail@clta.org  |  Phone: 916-444-2647  |   Fax: 916-444-2851