Free Credit Report Freeze
Tuesday, October 16, 2018
In the wake of the last year’s Equifax mega-breach of nearly 148 million personal records, Congress passed a law that requires the credit bureaus to offer this important fraud protection free of charge. Now, a person can freeze and thaw and refreeze their account without cost.
Credit bureau links:
The new law also requires a quick response to freeze requests:
- Ask for a freeze online or by phone and the credit reporting agency must put the freeze in place no later than the next business day.
- If you want to lift the freeze, that has to happen within an hour.