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News & Press: Industry News

Conforming Loan Limits Raised

Tuesday, December 18, 2018  
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The Federal Housing Finance Agency (FHFA) announced the 2019 maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac. In most of the U.S., the 2019 maximum conforming loan limit for one-unit properties will be $484,350, an increase from $453,100 in 2018.

However, in high cost areas like California the limits can be substantially higher. For instance, while many California counties will have the new $484,350 limit, some counties will see the limit set at $726,525. The counties with the highest limit include: Alameda, Contra Costa, Los Angeles, Orange, Marin, Napa, San Francisco, Santa Clara, Santa Cruz, San Mateo and San Benito. A list of the limits for each county can be found here.

California Land Title Association


1215 K Street #1816 Sacramento, CA 95814-3905
Email: mail@clta.org  |  Phone: 916-444-2647  |   Fax: 916-444-2851