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News & Press: Industry News

Home Affordable Refinance Program Expiring

Tuesday, December 18, 2018  
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The Home Affordable Refinancing Program (HARP) is set to expire at the end of 2018. The program was established after the housing crisis to encourage refinancing when a borrower remained current on a mortgage originated prior to May 31, 2009 with an LTV ratio exceeding 80%. Over 3 million people refinanced through HARP, which also required that Fannie Mae or Freddie Mac own or guarantee the loan. Borrowers could go to or visit Fannie Mae’s and Freddie Mac's websites to see if their mortgages qualified for HARP.

California Land Title Association

1215 K Street #1816 Sacramento, CA 95814-3905
Email:  |  Phone: 916-444-2647  |   Fax: 916-444-2851